Guide to Aged Care & Costs

Residential aged care fees are comprised of two parts: the Daily fee and the Accommodation payment.

Daily Fee

The daily fee consists of: the basic daily fee, the means tested care fee.

Every person in residential aged care is required to pay a basic daily fee, which covers all levels of care and assistance. This fee is set by the government and is based on approximately 85% of the single Australian aged pension. The basic daily fee includes: 24/7 nursing care, laundry, all meals, utility costs, cleaning and any in-house lifestyle activities. For residents who are assessed as eligible for government financial assistance, your accommodation contribution will be determined by the government.

The government requires those who can afford to contribute more towards their care
must do so. As such, the Department of Human Services will determine if a resident is required to pay a means tested care fee on top of their basic daily fee. This amount is based on an assessment of the new resident’s income and assets. New residents need to complete and lodge an Income and Assets Assessment form (SA457) with the department of Human Services. The Income and Assets Assessment form can be downloaded from the Department of Human Services: there are yearly and lifetime maximum means tested care fees, the department can be contacted on 1800 227 475.

The total accommodation payment amount will vary depending on the accommodation type chosen by the resident. The payment method is also determined by the resident, who can choose between paying 1 of 3 types: a RAD, a DAP or a combination payment

A Refundable Accommodation Deposit (RAD)

A Refundable Accommodation Deposit (RAD) is a one-off lump sum payment made to Medical & Aged Care Group. Details of RAD amounts for each room are published on the My Aged Care website at and also available on this website. The RAD is fully refundable on departure and replaces the old “bond” style of payment.

A Daily Accommodation Payment (DAP)

A Daily Accommodation Payment (DAP) is a rental-type payment. Instead of paying the accommodation payment in full as a RAD, an ongoing daily payment can be selected. The DAP amount is calculated from the RAD amount at the government set interest rate. Like renting, no funds are returned when the resident leaves the MACG residence.

Combination Payment

Residents can opt to pay part of the accommodation payment as a lump sum RAD and then the balance via DAP payments. DAP payments will be calculated based on the outstanding RAD amount.

Yes. Your basic daily fee will be indexed on 20 March and 20 September each year in line with increases to the Age Pension. The Department of Human Services will let you know when the increases occur.

If the accommodation charge is paid as a lump sum (RAD) it is refundable, unless you choose to pay other charges from this. When you leave, your Refundable Accommodation Deposit (RAD) will be refunded back to you. The timeframes under which the RAD will be refunded are legislated by the government, and are influenced by your particular circumstances.

All of our aged care residences are government funded and all potential residents need to be assessed by the government as requiring care. This assessment lets us know what type of care your loved one may require.

All of our aged care residences are government funded and all potential residents need to be assessed by the government as requiring care. This assessment lets us know what type of care your loved one may require.

How do I get an aged care assessment?

If you are considering moving into one of our homes, you will first need an aged care assessment with a member of an Aged Care Assessment Service (ACAS). A member of the assessment service will talk to you about your current situation and help you work out what your options are.

ACAS cover all of Australia and are based in hospitals or in the local community. To find your local ACAS or more information about ACAS assessments, call 1800 200 422 or visit

My Aged Care is a website and contact centre, set up by the Australian Government to help you navigate the aged care system.

The next step is to contact a Medical & Aged Care Group residence that will best suit your loved one and your family, our admissions teams are available to assist you with organising a personal tour of the chosen residence and answer any question you may have before entering care.

When you are offered and have accepted a place at MACG, the manager of the facility or one of the admissions team will arrange a pre admission meeting for you to attend and meet the clinical team to discuss care requirements. At this meeting the Manager will provide you with a Resident Agreement which is a formal agreement, between MACG and the resident that sets out the terms of your residency, your rights, and the responsibilities of MACG. When settling into MACG, you are more than welcome to bring in your own furnishings, whether it is a favourite chair or photos and memorabilia. We look forward to welcoming you to the MACG family and hope you enjoy your stay with us.

Additional Resources

Admission enquiries:

For Admission enquiries,
please contact
Samantha Freeman.

Phone: (03) 9428 2800